TMP Mortgage Zone

As a first time buyer, the number of lenders and types of mortgages on offer can be very confusing. Should you choose a fixed rate, discount, capped or tracker mortgage? Should you pay interest only or go for a repayment mortgage? TMP Mortgage Zone is here to help you navigate the mortgage minefield and provide you with the information you need to make an informed decision. We provide a whole of market service giving you access to thousands of products from all the well–known high street and many specialist lenders, including specialist first time buyer mortgages, such as shared ownership mortgages, no deposit mortgages and 100% mortgages, to help you get that important first foot on the property ladder. TMP Mortgage Zone is committed to finding you the best deals and ensuring they are affordable based on your existing financial circumstances. Don't forget: we are impartial and do not charge any upfront fees. Want to know more? Contact us today and we'll find the right mortgage deals for you.

You don't need to move house to change your mortgage provider. In fact, if your existing mortgage deal is coming to an end, if you are on your existing lender's standard variable rate or haven't reviewed your mortgage for a little while, then we can save you money on your monthly repayments, reduce the term of your mortgage or help you raise additional capital for home improvements or other planned expenditure. TMP Mortgage Zone is committed to finding you the best deals and ensuring they are affordable based on your existing financial circumstances. And if in our opinion one of the best options for you is to stay with your existing mortgage lender we will tell you so at no extra cost. Don't forget: we are impartial do not charge any upfront fees. Want to know more? Contact us today and we'll find the right mortgage deals for you.

You don't need to move house to change your mortgage provider. In fact, if your existing mortgage deal is coming to an end, if you are on your existing lender's standard variable rate or haven't reviewed your mortgage for a little while, then we can save you money on your monthly repayments, reduce the term of your mortgage or help you raise additional capital for home improvements or other large expenditure. TMP Mortgage Zone is committed to finding you the best deal and ensuring it is affordable based on your existing financial circumstances. And if in our opinion the best deal for you is to stay with your existing mortgage lender we will tell you so at no cost. Don't forget: we are impartial do not charge any upfront fees. Want to know more? Contact us today and we'll find the right remortgage deal for you.

Purchasing property to rent out can be an excellent long-term financial investment, but you need to ensure that your rental income can cover your mortgage repayments, as well as plan for times when the property is empty and budget for ongoing maintenance and repairs. Investing in the right property in the right location is crucial and so is getting the right buy-to-let mortgage deal. We provide a whole of market service giving you access to hundreds of products from many high street and specialist lenders. Don't forget: we are impartial and do not charge any upfront fees. Contact us today and we'll find the right buy-to-let mortgage deal for you.

As a business owner, purchasing your own commercial property in which to run your business can be a shrewd investment and attractive addition to your company balance sheet. Whether you're buying existing business premises, new business premises or land for development, we can help. We provide access to overseas property mortgages in over 37 countries so you can choose from a wide range of UK based and overseas bank mortgage products. Don't forget: we are impartial and do not charge any upfront fees. Our administration fee of 1% of the value of your commercial mortgage is payable on completion. Contact us today and we'll find the right commercial mortgage for you.

Thousands of UK residents have purchased property overseas as holiday homes, for investment purposes, when relocating for business reasons or simply to enjoy a new life in the sun. We provide access to overseas property mortgages in 37 countries so you can choose from hundreds of products from high street and specialist lenders. Don't forget: we are impartial and do not charge any upfront fees. Contact us today and we'll find the right mortgage to finance your overseas property dream.

o Interest rates can go up as well as down and if you have not chosen to fix your mortgage repayments then your monthly costs may also fluctuate in line with interest rate changes. It is important to consider not just your mortgage costs but also all other borrowing costs, such as personal loans and credit cards, that may be affected by interest rate changes. Any future changes to your family or work circumstances may also impact on your ability to repay your mortgage. As part of our commitment in providing a high quality, professional service to our clients at all times we ensure that any mortgage product you choose to purchase is affordable when the loan is taken out and should remain affordable over the long term given your expected financial circumstances remaining relatively unchanged.

There can be a number of reasons, often beyond personal control, that lead to people getting into financial difficulty. Just because you may have had County Court Judgements (CCJs), been bankrupt, built up arrears or defaulted on payments it doesn't mean you cannot buy your first home, get back on the property ladder or re-finance and re-schedule your existing debts. TMP Mortgage Zone specialises is helping clients with bad or poor credit history. We provide a whole of market service giving you access to to hundreds of products from a wide range of specialist lenders. Don't forget: we are impartial and do not charge any upfront fees. Contact us today and we'll find the right mortgage for you.

o If you're self-employed, a contractor, freelancer or drawing your income from a number of different sources, you can have difficultly finding the right mortgage you need from traditional high street lenders. Accounts, payslips and statements are not required to secure a self-certification mortgage but as a professional and responsible business, we will thoroughly check your self-certified income levels, for example by contacting your accountant, to ensure your mortgage will be affordable in the long-term. We provide a whole of market service giving you access to thousands of products from all the well-known high street and many specialist lenders. Don't forget: we are impartial and do not charge any upfront fees. Contact us today and we'll find the right mortgage deals for you.

With the expansion of the EU and immigration into the UK from outside and outside the EU, more and more non-UK nationals are living and working here and naturally looking to purchase property. If you are new to the UK, or even if you have been here for some time, you can find it difficult to get a mortgage as a non-UK national. But if you have a work permit, or other means of demonstrating your employment status, and talk to the right mortgage lender, it can be simpler and more straightforward than you think. We provide a whole of market service giving you access to a wide range of products from many high street and specialist lenders. Don't forget: we are impartial and do not charge any upfront fees. Contact us today and we'll find the right mortgage for you.